Legal Terms Before Wallet Access
Our Legal terms describe who may open an account, which account details must be accurate, and how access may be handled where local law permits. Before account access, you complete the stated phone verification step and confirm that the details belong to you. Wallet records can
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include DANA, OVO, GoPay, QRIS, bank transfer or virtual account references, so we retain enough transaction context to check status and resolve disputes. The applicable wording can vary by Indonesian region and may change when legal requirements change. We do not treat a payment receipt as
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permission to bypass an account restriction. If access or eligibility is unclear, pause the transaction and contact us through the policy path in your account area. The current terms, privacy wording and cookie choices should be read together because they explain how account activity is handled.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.